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2023. A year of resilience and determination.

It is our pleasure to present you with this Annual Report for 2023 in which we look back on the events and milestones of the previous year. We demonstrated both resilience and determination in 2023 as we worked to realise our ambition of strengthening the sense of solidarity within society.

Embracing the opportunities and challenges that come our way, we are committed to increasingly making a difference for our members and policyholders. At the same time, we remain true to our cooperative values and strive for an excellent standard of service delivery. We are proud of our employees who dedicate themselves to this cause on a daily basis and explore new avenues to meet the needs of our members.