This year we are celebrating out 88th anniversary, as determined as ever to be a modern and relevant organisation. We are focused on the very long term with insurance obligations that already extend into the next century. While looking back on a year with impressive results, there is also a clear focus on the future. We are shaping our strategic direction for the years 2026 to 2030, with an emphasis on collaboration and synergy on multiple levels. We strive for continuous connections with our members and customers, are energising internal connections within DELA, and seeking broader collaboration within the sector.